What Are Stocks?

Ownership

A stock is a tiny piece of ownership in a company. When you buy Apple stock, you literally own a small part of Apple!

Why Companies Sell Stock

Companies sell shares to raise money for growth - like building new factories, developing products, or expanding globally.

Stock Price

The price changes based on supply and demand. If more people want to buy than sell, the price goes up!

How Do People Make Money with Stocks?

1. Capital Gains

Buy Low, Sell High

If you buy a stock at $100 and sell it at $150, you made $50 profit!

Example: Buy 10 shares at $100 = $1,000 investment
Sell 10 shares at $150 = $1,500 return
Profit: $500 (50% return!)

2. Dividends

Get Paid to Hold

Some companies share their profits with stockholders through regular payments called dividends.

Example: Own 100 shares of a stock
Company pays $2 per share yearly dividend
You get: $200/year just for owning!

Live Stock Prices

See real stock prices update in real-time!

Stock Price Projection Tool

See potential future prices based on historical performance and your holding period

Your Investment Plan

Leave blank for market average projections
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5 years

Stock Trading Simulator

Practice buying and selling stocks to see how profits work!

Make a Trade

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Your Trade Results

Total Investment: $0
Final Value: $0
Profit/Loss: $0
Return: 0%

Important Stock Market Concepts

Bull Market vs Bear Market

Bull Market: Stocks are generally going up. Investors are optimistic!

Bear Market: Stocks are generally going down. Investors are pessimistic.

Volatility

How much a stock's price moves up and down. High volatility = big swings, more risk but potentially more reward.

Market Cap

Total value of all a company's shares. Apple has a market cap over $3 trillion!

Market Cap = Share Price × Total Shares

P/E Ratio

Price-to-Earnings ratio shows if a stock might be overpriced or a bargain.

Lower P/E might mean better value

Tips for Young Investors

Start with What You Know

Invest in companies whose products you use and understand. Love Nike shoes? Consider Nike stock!

Diversify

Don't put all your money in one stock. Spread it across different companies and industries.

Think Long-Term

The stock market goes up and down daily, but historically grows over years. Be patient!

Learn Before You Earn

Use simulators and paper trading to practice before using real money.

Important: Understanding Risk

Stocks can lose value! Never invest money you can't afford to lose. The stock market has risks:

  • Stock prices can go down, sometimes dramatically
  • Companies can go bankrupt (you lose everything invested in that stock)
  • Short-term trading is essentially gambling
  • Always do research before investing

Golden Rule: Only invest what you can afford to lose completely!